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Does the Obama Housing Plan Go Too Far or Not Far Enough?

Does the Obama Housing Plan Go Too Far or Not Far Enough? According to estimated figures, one in ten U.S. mortgages were delinquent at the end of 2008 and the current administration believes that as many as six million homes could enter the foreclosure process over the next three years if the government does not intervene. Backed by that rationale, President Barack Obama announced the details of ...

Real Estate Outlook: Indicators of Recovery

Real Estate Outlook: Indicators of Recovery by Kenneth R. Harney You may not be quite ready to accept the idea that housing on a national basis has moved beyond bottoming out and is now in slow recovery mode. But think about this: Even if you're bearish on the market, you've got to notice that some extraordinarily positive signs are popping up that point to recovery. New mortgage applications ...

Home Renovations on Sale

Materials costs are plunging, and contractors are begging for work. Suddenly that long-postponed remodel is looking like a smart idea. By Donna Rosato, Money Magazine senior writer Last Updated: December 8, 2008: 3:29 PM ET (Money Magazine) -- If you're struggling to see a silver lining in the beaten-down real estate market, consider this one: It may be a rotten moment to sell your house, but if ...

How to Nab a Low-Rate Home Loan

Getting a new loan can save you a bundle, but cautious lenders will make you jump through hoops. These strategies can help. Carla Fried, Money Magazine April 17, 2009: 11:52 AM ET (Money Magazine) -- On paper it seems like the perfect time to refinance. The average rate on a 30-year fixed mortgage recently hit a 20-year low when it fell below 5% in mid-March. And the Fed has said that it will spend ...

Real Estate Outlook: A Turnaround May Be In Sight

Real Estate Outlook: A Turnaround May Be In Sight by Kenneth R. Harney Almost no one in the economic forecasting business wants to take the risk of announcin that it's now official. We're past the rock bottom of the down cycle for real estate and now we're moving into recovery mode. That's understandable, but the fact is that the signs are all there. Sales and pending sales of homes have turned ...

Qualifying for a low-down FHA loan

Federal Housing Administration lending is soaring - with good reason. These mortgages are affordable, flexible and available. NEW YORK (CNNMoney.com) -- Mortgages insured by the Federal Housing Administration can be a lifeline for low-income or high-risk borrowers. These loans have tiny down-payment requirements, competitive rates and easy credit-score hurdles. In fact, terms are so attractive that ...